Tenants in common (TIC)
Ownership
A Smarter, More Affordable Path to Homeownership is Los Angeles
Ready to Stop Renting & Become a Homeowner in LA?
If rising prices have kept you locked into your neighborhood as a renter, there is a better way into the market. Tenants-in-common (TIC) ownership is a modern, accessible alternative that bridges the gap between renting and traditional ownership—without compromising on style, location, or financial sense.
What Makes TIC Ownership Different?
TICs aren’t a workaround or a trend—they’re a revolution in shared property ownership. Typically 15–20% more affordable than condos, TIC properties make it possible to buy a beautifully updated home at a price point that feels realistic. Even better, TICs often avoid the steep HOA fees that drive up monthly costs in condo communities.
Instead of the impersonal feel that sometimes comes with large condo complexes, TIC owners enjoy a smaller, community-driven environment, sharing only basic utilities and property upkeep while maintaining full privacy and independence inside their own home.
What Exactly Is a TIC?
Think of a TIC as a more flexible, budget-friendly version of a condo.
You own a fraction of the entire property—paired with exclusive rights to your specific unit. Each owner secures their own fractional loan through specialized lenders, making financing straightforward and secure. A professionally drafted Tenants in Common Agreement (TICA) outlines shared responsibilities, costs, and rules. This agreement protects every owner’s rights while allowing you to customize and enjoy your home just like any traditional homeowner would.
Why TICs Are Transforming the LA Market
The TIC model has flourished in San Francisco for decades—where nearly a third of condo-like inventory is actually TIC ownership. Now, Los Angeles is catching up fast.
As lenders expand fractional loan programs and developers renovate older buildings into stunning multi-unit TIC communities, more buyers are gaining access to neighborhoods that would otherwise be unattainable. Instead of one owner holding all the equity in a building, TICs give individual buyers the chance to build wealth, participate in homeownership, and stay rooted in the areas they love.
Why TICs Are Ideal for First-Time Buyers
For first-time buyers and long-term renters, TICs can be a complete game-changer.
Benefits include:
Lower entry price points
Down payments as low as 15%
Monthly costs comparable to rent
The ability to build equity instead of paying a landlord
When you’re ready to move on, you can sell your unit on the open market—or keep it and step into the market as a landlord.
Support for Buyers, Developers & Investors
Our team specializes in all sides of the TIC market:
Helping buyers evaluate and purchase TIC units
Guiding developers through full TIC conversions
Coordinating renovations to maximize value
Connecting clients with fractional-loan lenders
Ensuring every TIC home is compliant, attractive, and ready for market
From planning to closing, we manage every detail to make the process seamless.
INTERESTED IN
TIC OWNERSHIP, CONVERSION, OR INVESTING IN
TIC PROJECTS?
Feel free to contact us through the form below, and we will immediately contact you to schedule an
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